New York Bankruptcy Lawyers
Chapter 7 Fresh Start - Chapters 11 and 13 Reorganization
Law Offices of Maureen W. Shea
Westchester County Business & Corporate Law Attorney
305 Old Tarrytown Road
White Plains, New York 10603
Phone:
Filing for bankruptcy can be a difficult decision. At the Law Offices of Maureen W. Shea, we have helped many clients who find themselves in more debt than they can handle. Usually the financial problems began with a lost job, disability, extraordinary medical bills, or a divorce.
Whatever the cause, there is a way out. Lots of people have found themselves in the same situation. That?s why bankruptcy courts exist - to help people get through a difficult, trying situation. From the time you come to see our bankruptcy attorneys, you will begin to have less stress. Once we file your petition, there will be no more creditor phone calls and letters.
For couples and individuals there are three types of bankruptcy:
Chapter 7 Bankruptcy
This is a bankruptcy solution for people who have little or no assets to protect. It offers people who are unable to pay their bills a fresh start. Asking for a fresh start is not a moral failure. In fact, it is public policy. Chapter 7 bankruptcy exists to help people who simply have no other way to escape the crush of bills and financial obligations.
Our New York bankruptcy lawyers know this is a difficult decision to make. We can help you evaluate your situation and help you make the right decision.
Chapter 11 Bankruptcy
Chapter 11 bankruptcy, also known as reorganization bankruptcy, is an ideal solution for businesses and individuals with many assets and large debt. Under Chapter 11, your debts are reorganized, and a repayment plan is filed with the court. You are allowed to keep your assets, and repay all of your debts according to the court approved, and trustee supervised, repayment plan.
Chapter 13 Bankruptcy
It?s hard to face bankruptcy. For most people, it is the last resort. Our New York bankruptcy lawyers know how difficult this is for their clients. In a Chapter 13 bankruptcy, you can protect the home you worked so hard to obtain. You can also protect other assets.
Chapter 13 takes away the constant stress of dealing with creditors and gives you the opportunity to get your financial life back on track. Your debts will be reorganized so that you can pay them off in a manner that you can afford.
Don?t be embarrassed by bankruptcy. We can help.
We look forward to hearing from you.
Contact us for an appointment.
The Law Offices of Maureen W. Shea serve the greater New York metropolitan area including Westchester County, Long Island, Northern New Jersey and the Lower Hudson Valley Region.
Law Offices of Maureen W. Shea
Westchester County, New York Bankruptcy Lawyer
305 Old Tarrytown Road
White Plains, New York 10603
Phone:
Lawyers and law firms cannot practically or ethically give legal advice on-line or over the telephone. Transactional matters and potential claims need to be examined in detail on an individual basis. Feel free to call my office or contact me via e-mail to inquire if I handle your situation or if you would like to set up an appointment to come in for a consultation.
It is helpful to review your credit report prior to a bankruptcy filing. Should you need to obtain one, you can contact the following agencies.
Experian (TRW), P.O. Box 2106, Allen, TX 75013 tel. 888-397-3742 www.experian.com;
Equifax, P.O. Box 105873, Atlanta, GA 30348 tel. 800-685-1111 www.equifax.com; or
Trans Union, P.O. Box 390, Springfield, PA 19064 tel. 800-916-8800 www.tuc.com. | 
